Over 40,000\+ bill providers.

Lend with confidence using Zirtue Pay.

Borrow

Lend

Repay

  • Review Ella's request

  • $21.53

    Paid

With Zirtue Pay, the money goes directly into your friend or family member's bill. Clear terms up front, automatic repayments afterward.

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Over 40,000+ bill providers.

With over 40,000 billers on Zirtue, know exactly where your money is going before you lend to friends or family—plus, get paid back automatically each month from their bank account.

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Scheduled payment

Stay on top of your finances.

Keep track of where your money goes, what it's used for and how much you've been paid back. See a clear overview of your upcoming payments and plan ahead in real-time.

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Where care meets accountability.

We take care of all the responsibility from loan agreements and repayments to real-time updates, and so much more. No more uncomfortable money convos.

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Auto Pay

Enable Inline Suggestions

Here for you, so you can be
there for them

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Identity verification

Our system checks details such as name, government ID and more to confirm the identity of borrowers.

Secure transactions

We use encryption protocols and 2-factor authentication to protect your account and transactions

Easy cancellation

When making and accepting loans, lenders are given flexible cancellation options without charge.

24/7 safety network

We work round the clock to keep you satisfied. We’re there for you whenever you need assistance with a loan.

Zirtue x Payment Guard by

We've got you covered


We understand how financial stress could affect you when your income stops unexpectedly. So we teamed up with TruStage™ to provide Payment Guard Insurance to Zirtue customers at no additional cost.


Terms and conditions apply. Learn more


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How Zirtue helps friends and families

Get Zirtue Pay

  • With actual people

    "This is my second time borrowing through Zirtue, and with good reason. It allows borrowers like me to be transparent with the need with actual people, and not some lender-bot AI."

  • Lifesaver!

    "I was able to send a loan request to a family friend and she was able to download it with ease. Funds were sent and my bill was paid! Definitely looking forward to using it again!"

  • "I no longer have to worry about the awkward part."

Lend a helping hand

Make a direct and meaningful impact in someone's life. Loan money more responsibly with friends and family without worrying about where your funds go.

Get Zirtue Pay

4.5 ★ on App Store

Backed by industry leaders

2021

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