Lend with confidence using Zirtue Pay.
[Borrow](https://www.zirtue.com/) [Lend](https://www.zirtue.com/lend) [Repay](https://www.zirtue.com/repay)
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Review Ella's request
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$21.53
Paid
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Review Ella's request
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$21.53
Paid
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Review Ella's request
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$21.53
Paid
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Review Ella's request
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$21.53
Paid
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Review Ella's request
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$21.53
Paid
With Zirtue Pay, the money goes directly into your friend or family member's bill. Clear terms up front, automatic repayments afterward.
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## Over 40,000\+ bill providers.
With over 40,000 billers on Zirtue, know exactly where your money is going before you lend to friends or family—plus, get paid back automatically each month from their bank account.
[Learn more](https://www.zirtue.com/lend#features)
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Scheduled payment
## Stay on top of your finances.
Keep track of where your money goes, what it's used for and how much you've been paid back. See a clear overview of your upcoming payments and plan ahead in real-time.
[Learn more](https://www.zirtue.com/lend)
## Where care meets accountability.
We take care of all the responsibility from loan agreements and repayments to real-time updates, and so much more. No more uncomfortable money convos.
[Learn more](https://www.zirtue.com/lend#features)
Auto Pay
Enable Inline Suggestions
Here for you, so you can be
there for them
[Get Zirtue Pay](https://pay.zirtue.com/)
#### Identity verification
Our system checks details such as name, government ID and more to confirm the identity of borrowers.
#### Secure transactions
We use encryption protocols and 2-factor authentication to protect your account and transactions
#### Easy cancellation
When making and accepting loans, lenders are given flexible cancellation options without charge.
#### 24/7 safety network
We work round the clock to keep you satisfied. We’re there for you whenever you need assistance with a loan.
Zirtue x Payment Guard by
## We've got you covered
We understand how financial stress could affect you when your income stops unexpectedly. So we teamed up with TruStage™ to provide Payment Guard Insurance to Zirtue customers at no additional cost.
Terms and conditions apply. [Learn more](https://paymentguard.trustage.com/?did=zirtue)
[Get started](https://www.zirtue.com/trustage)
## How Zirtue helps friends and families
[Get Zirtue Pay](https://pay.zirtue.com/)
- ### No more handshakes
"I love how this app makes what is normally a handshake agreement between friends and family into a structured, contract-backed loan. I no longer have to worry about the awkward part of reminding them to pay me."
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%
User satisfaction
built on trust and results.
- ### With actual people
"This is my second time borrowing through Zirtue, and with good reason. It allows borrowers like me to be transparent with the need with actual people, and not some lender-bot AI."
- ### Lifesaver!
"I was able to send a loan request to a family friend and she was able to download it with ease. Funds were sent and my bill was paid! Definitely looking forward to using it again!"
- ### "I no longer have to worry about the awkward part."
- ### No more handshakes
- 0
%
User satisfaction
built on trust and results.
- ### With actual people
- ### Lifesaver!
- ### "I no longer have to worry about the awkward part."
- ### No more handshakes
- 0
%
User satisfaction
built on trust and results.
- ### With actual people
- ### Lifesaver!
- ### "I no longer have to worry about the awkward part."
- ### No more handshakes
- 0
%
User satisfaction
built on trust and results.
- ### With actual people
- ### Lifesaver!
- ### "I no longer have to worry about the awkward part."
## Lend a helping hand
Make a direct and meaningful impact in someone's life. Loan money more responsibly with friends and family without worrying about where your funds go.
[Get Zirtue Pay](https://pay.zirtue.com/)
4.5 ★ on App Store
Backed by industry leaders
2021
The Next 1000 List