Get your TXU Energy bill paid today.

TXU Energy has partnered with Zirtue to offer this secure payment option. Your friend or family member covers your bill directly, and you repay them over time.

[Pay my bill](https://pay.zirtue.com/start/txu)

Pay with

Zirtue Pay

Repayment in 4

$188.24

TXU Energy bill

Just 3 steps
to get your bill paid

40,000+ billers supported

No credit checks

No hidden fees

#### Request help for a bill

Sign up for a free Zirtue account using your TXU Energy account number, then invite someone you trust to pay your TXU Energy bill directly.

#### Your bill gets paid

Agree on terms that work for both of you and add a secure payment method for your repayments. Once your contact accepts, we’ll send the funds directly to TXU Energy.

#### You repay over time on your terms

Flexible terms and automatic repayments with no guesswork.

[Request in minutes](https://pay.zirtue.com/start/txu)

Use Zirtue for my bill?

$188.24

Payment to TXU Energy

$188.24

## Ask someone who already has your back

Ask someone you trust to cover your bill. We manage the whole process for you from request to repayment, so everything stays clear and organized.

[Ask for help](https://pay.zirtue.com/start/txu)

## Track your repayments in real time

We understand how important your relationships are. Our advanced AutoPay services won't let you miss a repayment — so you can focus on what really matters.

[Get started](https://pay.zirtue.com/start/txu)

Auto Pay

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Built-in privacy

and safety

#### Data never shared

Your personal information is verified, protected, and never shared.

#### Secure transactions

Encryption and 2FA help protect your account and payments.

#### Easy cancellation

Cancel requests before acceptance with flexible, no-fee options.

#### 24/7 safety network

We’re available around the clock if you need help.

## Have questions?

### How can I request a Bill Pay Loan from my family member?

You can start a Bill Pay Loan using the link provided by your biller.

1. Register an account.
2. Search for your biller.
3. Enter your bill details.
4. Choose the amount you need help paying.
5. Send the bill pay loan request to a friend or family member.

### Does Zirtue send the approved payment to my biller?

Yes! Once a loan request is approved and funded, Zirtue sends the payment directly to the billing company on the borrower’s behalf.

### Does Zirtue give out loans/payday advances?

No. Zirtue doesn’t lend money or offer payday advances. Zirtue is a peer-to-peer lending platform that helps people borrow and lend money with people they know and trust. When you create a loan through Zirtue, the funds come from your chosen lender (like a friend or family member), not from Zirtue itself.

### Does using Zirtue affect my credit score?

No. Zirtue is not affiliated with credit bureaus at all. All loans made on the Zirtue mobile application platform are personal loans based on trusted relationships and are strictly between the lender and borrower.

### What happens if I miss a payment?

If a repayment fails or is missed, the loan automatically enters "Repayment Recovery" mode to help manage the situation, with our support team acting as a mediator.

### What is the Zirtue service fee?

Zirtue charges a one-time 5% service fee on each loan to cover secure payments, repayment automation, and fraud protection. The lender pays this fee upfront, and it is repaid by the borrower along with the loan amount over the agreed repayment schedule.

If you can't find the answer or need help, reach out to us at [getintouch@zirtue.com](mailto:help@apprdrop.com)